* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { background: #fff; color: #374151; font-family: 'DM Sans',sans-serif; font-size: 16px; line-height: 1.7; }
button { font: inherit; cursor: pointer; }
.page-hero h1,.legal-section h2,.toc h2 { font-family: 'Cormorant Garamond',Georgia,serif; }
.legal-section p { margin-bottom: 16px; }
.legal-section ul,.legal-section ol { padding-left: 24px; margin-bottom: 16px; }
.legal-section h3 { color: #0a2342; font-size: 18px; margin: 24px 0 10px; }
.highlight-box { padding: 20px; margin: 24px 0; border-left: 3px solid #2e5c3d; }
.toc h2 { margin-bottom: 16px; }
.toc ol { display: grid; }
.legal-section h2 { margin-bottom: 20px; }
.page-hero { background: #0a2342; color: #fff; text-align: left; padding: 48px max(24px,calc((100% - 1120px)/2)); border-bottom: 1px solid #e5e7eb; }
.page-hero .eyebrow { color: #d4af37; letter-spacing: 0; text-transform: uppercase; font-size: 13px; font-weight: 600; margin-bottom: 12px; }
.page-hero h1 { font-size: 44px; line-height: 1.2; letter-spacing: 0; }
.page-hero p { color: #c8d2de; }
.legal-wrap { max-width: 1168px; margin: 0 auto; padding: 40px 24px 72px; display: grid; grid-template-columns: 260px minmax(0,1fr); column-gap: 56px; align-items: start; }
.meta-bar { grid-column: 1 / -1; display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 12px 32px; padding: 0 0 28px; margin-bottom: 36px; background: transparent; border: 0; border-bottom: 1px solid #e5e7eb; border-radius: 0; overflow-wrap: anywhere; }
.toc { grid-column: 1; grid-row: 2 / span 30; position: sticky; top: 24px; max-height: calc(100dvh - 48px); overflow-y: auto; background: transparent; border: 0; border-right: 1px solid #e5e7eb; border-radius: 0; padding: 0 24px 16px 0; margin: 0; }
.toc h2 { font-size: 18px; }
.toc ol { grid-template-columns: minmax(0,1fr); gap: 4px; padding-left: 24px; }
.toc a { display: block; padding: 6px 0; color: #455365; line-height: 1.5; }
.toc a:hover { color: #b7422a; }
.legal-section { grid-column: 2; min-width: 0; margin-bottom: 32px; scroll-margin-top: 24px; overflow-wrap: anywhere; }
.legal-section h2 { display: block; font-size: 25px; line-height: 1.35; letter-spacing: 0; padding-bottom: 14px; border-bottom: 1px solid #e5e7eb; }
.legal-section p,.legal-section li { line-height: 1.8; }
.legal-section a { color: #a83c28; text-underline-offset: 3px; }
.highlight-box { background: #f2f6f4; border-left-color: #2e5c3d; border-radius: 0; }
.table-wrap { max-width: 100%; overflow-x: auto; }
.legal-section table { width: 100%; border-collapse: collapse; }
.legal-section th,.legal-section td { padding: 12px; text-align: left; vertical-align: top; border-bottom: 1px solid #e5e7eb; }
.legal-section th { background: #f2f5f7; color: #0a2342; }
a:focus-visible,button:focus-visible { outline: 2px solid #b7422a; outline-offset: 4px; }
@media(max-width:860px) {
  .legal-wrap { display: block; padding: 28px 20px 48px; }
  .toc { position: static; max-height: none; border-right: 0; border-bottom: 1px solid #e5e7eb; padding: 0 0 24px; margin-bottom: 32px; }
  .toc ol { grid-template-columns: repeat(2,minmax(0,1fr)); column-gap: 32px; }
  .page-hero { padding: 36px 20px; }
  .page-hero h1 { font-size: 34px; }
}
@media(max-width:540px) {
  .meta-bar { grid-template-columns: minmax(0,1fr); }
  .toc ol { grid-template-columns: minmax(0,1fr); }
  .legal-section h2 { font-size: 23px; }
  .legal-section th,.legal-section td { padding: 10px 8px; font-size: 14px; }
}
@media(prefers-reduced-motion:reduce) { html { scroll-behavior: auto; } }